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Simply click below to calculate what you can afford:
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Standard Forms Explained in Plain Language
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 Just click on above 'Market Watch' for a link to the Toronto Real Estate Board's current statistics on what homes are selling for in all neighborhoods throughout the GTA!. (Stats are in pdf.file format.)
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"Service with Results!"
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 My philosophy is to treat you as I wish to be treated. I take the buying process as seriously as my buyers do, therefore I offer nothing but the highest quality of service to my clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. When you hire me I will earn your business as you will always deal with me directly through the whole buying process from beginning to end. I will only take on as many buyers at one point in time as I can handle myself. I mostly work on referral business & earn referrals by my personal service & integrity. I am committed to meet your needs, expectations and/or understand your unique situtation & I am so sure I will meet & exceed your expectations that I offer that if you are not 100% satisfied with my service you may terminate the agreement. Buying your home is one of the most important purchases you will make, so make sure you have the right agent who can provide you with the experience and the service you deserve.
"Knowledge is Power!" Loads of invaluable information . . . I have assembled a "Buyer Package" that I will provide you with to assist you in your education and help navigate you around the whole buying process. The best purchasing decision you can make is an informed decision. It is important to realize that buying a home is a process over time and should not be a hurried event in time. The more time and effort you spend in the planning stages, the easier and more effective your search will be resulting ultimately in the best possible purchase. Buying a home does not have to be complicated and intimidating - that's why I like to begin with assisting you to acquaint yourself with the overall process, planning & preparation. Once you have the knowledge - you can then relax and enjoy the journey as the destination is very worthwhile.
Determin e Your Wants and Needs . . . This is the single most important step. I will meet with you personally and by asking you a series of questions and really listening to you - I will establish what you are looking for. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet your needs. I will explain "Buyer Agency" to you so you can make an informed decision & throughout the buying process I will maintain your confidentiality and represent your best interests. (Read all about "Buyer Agency" - explained in the column to the right & at the bottom of this page.)
Help You Get Pre-Qualified . . . This step will show you how much you can afford. This is accomplished by speaking with your financial institution or I have a number of contacts to refer you to so you can get the best rate possible and establish what purchase price you can afford and what monthly payments you will be most comfortable with.
Home Shopping . . . I will use every available method to locate a property that matches your search parameters. This will include properties listed with my office, offered by other real estate companies through the Toronto Real Estate Board, as well as unlisted properties. I will disclose all known facts about the property that are likely to affect your decision. When I find the home that meets your criteria, I will assist you in writing an offer and act as a liason between you and the seller & negotiating the best possible price on your behalf - as your agent! I will advise you of the various professionals you will need to assist you in making your home buying process a positive experience & I will stay in touch with you to assist you up to and after closing!
Valerie Chrysdale
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Is 'your' Realtor working for you? As a home buyer, your interests are not represented unless you have told the Realtor who is showing you homes that you want them to represent you as your "Buyer's Agent." If you haven't, "your Agent" could be representing the seller.
A buyer's agent protects your best interests. Buying a home is often one of the largest financial decisions you will make in your lifetime. It does not cost you anything to be represented by a professional buyer's agent like myself and it could save you thousands. Sellers have agents working for them and home buyers should too!
Why choose me as your buyer's agent? As a dedicated buyer's agent, I perform services for you that a seller's agent can't - such as showing you reasons not to buy a certain property; negotiating the best price and terms for you; including contingencies in the contract that protect you, rather than the seller; and keeping confidential any information that could hurt your bargaining position. If there are better-priced homes in the area, I will also give you an unbiased opinion and show you those homes.
My Guarantee to you! I will meet your needs, expectations and/or understand your unique situation & provide you with comprehensive, focused & proactive real estate service. In fact, I am so sure that I will meet & exceed your expectations that I offer that if you are not 100% satisfied with my service you may terminate the agreement.
From house hunting to closing, I am here for you every step of the way - don't leave home without me! Call me today at 416-483-8000 & let's get started searching for your dream home!
 
  
Information is deemed to be correct but not guaranteed. Not intended to Solicit Properties currently
listed for sale or Buyers under Buyer's Agency.
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Featured Listing
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"Opportunity Knocks! Unique & Elegant Loft
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It is important that you understand who the Realtor is working for when you are dealing in real estate. For example, both the seller and the buyer may have their own agent which means they each have a Realtor who is working for them under contract.
Some buyers choose to contact the seller's agent directly - under this arrangement the Realtor is working for the seller, and must do what is best for the seller, but may provide many valuable services to the buyer.
A Realtor working with a buyer may even be a "sub-agent" of the seller. Under sub-agency, both the listing agent and the co-operating (sub-agent) must do what is best for the seller even though the sub-agent may provide many valuable services to the buyer.
If the seller and the buyer are under contract with the same agent, this is dual agency and the Realtor is working for both the seller and the buyer.
BUYER AGENCY
The real estate company &/or realtor acting as a "buyer's agent" must do what is best for the buyer.
A written contract, called a buyer agency agreement, establishes buyer agency. It also explains services the company/realtor will provide, establishes a fee arrangement for the Realtor's services and specifies what obligations a buyer may have.
Typically, buyers will be obliged to work exclusively with that company/realtor for a period of time.
Confidences a buyer shares with the buyer's agent must be kept confidential & the agent negotiates & acts in the best interest of the buyer.
Although all confidential information about the buyer cannot be disclosed, a seller working with a buyer's agent can expect to be treated fairly and honestly.
  
Order some of my "Informative Reports" today - free!
Just click here to order instantly!
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